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Legal

Refund Policy

Refunds follow catalogue rules and payment provider outcomes. Display prices are not a binding checkout total.

Effective 2026-10-01

When refunds apply

Failed or duplicate charges, provider chargebacks, and catalogue-approved cancellations may qualify. Consumed digital credits and delivered report packs are usually final once fulfilled.

How to request

Use payment history and support paths when published. Include order id and email. Do not send card numbers by email.

Timing

Provider settlement windows vary. Wallet and subscription membership update from server state after a confirmed refund, not from client guesswork.

Subscriptions

Cancel before renewal to avoid the next period. Partial-period refunds follow the catalogue offering; unused days are not always pro-rated.

Disputes

If a provider dispute opens, we follow their process. Fraudulent disputes may lead to account review.